[Harmony♥]

Since your apartments and summer homes and hotels are out of the question, there isn't much you can do. You'll just have to wait until one of those options become available to you. The first thing I would normally suggest is a hotel, but I know that they can be expensive. Have you tried finding cheaper ones? I'm sure there are websites that can give you great deals on hotels and motels in your area. Other than that, I'm not going to suggest finding someplace outside to have sex, since your girlfriend doesn't sound very open to the idea.