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Kate* Offline
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Outside, huh?
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Name: Katie
Age: 36
Gender: Female
Location: Ohio

Posts: 4,227
Points: 34,586, Level: 26
Points: 34,586, Level: 26 Points: 34,586, Level: 26 Points: 34,586, Level: 26
Join Date: January 6th 2009

Re: Hopelessly in debt - March 2nd 2020, 02:35 AM

Look into income-driven repayment plans (loan payment won't be more than 10% of your income.) I qualified to pay ZERO, which keeps me out of default, and actually counts towards consistent payments for forgiveness after 10 years, and I have it automatically withdrawn which took a small percentage off of all the interest rates. Beyond that, when I have any extra money, I'll use it to make payments. The most important thing is to stay out of default.


Member Since: September 19, 2007
LHO: March 31, 2008- October 13, 2012

"Freedom is what you do with what's been done to you." Jean Paul Sarte