[AlexTheUseless]

I have 2 different bank accounts, one is a checking account that my mom set up for me when I was 18 years old. I called today about if my mom has access to it since she set up the account, and the person on the line said she does but that I can easily move the money into a new account if I want to and she wouldn't be able to access it. However, I have an account at another bank that I thought was a savings account. I went there today, and they told me that what I actually had was a CD (I believe it stood for certificate of deposit), which I had never heard of before today. They said that not only is the account locked until an undisclosed date, but even though my name is on the account, I'm not allowed to withdrawal from it or even check the balance. They also can't tell me the date it's locked until without my mom being there. What really gets me is that all the money in there is from checks I was given by relatives from before I was 18 for Christmas/birthdays, and they were definitely written to me and I signed them and everything. Is there something I'm missing here? Because it doesn't seem like that should be legal. Sorry if this is the wrong place to post this thread, but this does all revolve around the fact that I'm going back to college next week and my parents are threatening very last-minute not to pay for it, so I've been panicking and I just need to vent.